Terms & Conditions
Last updated: September 1, 2026
These Terms & Conditions govern your use of fundmydebt.com and any inquiry you submit through it. The site is operated by Golden Apes Co. (“we,” “us,” “our”). By using the site or submitting a form, you agree to these terms.
Who we are
We are a third-party financial firm that works with a network of qualified lenders and licensed specialists. We are not a debt relief, debt settlement, credit repair or credit counseling service, and we are not a law firm or a credit reporting agency. Final program terms, eligibility and pricing are determined by the specialist and lender assigned to your file, not by the estimates shown on this site.
Estimates are not offers
Payment amounts, program terms and savings figures shown on this site are illustrative estimates based on the information you enter. They are not an approval, a commitment to lend, or a guarantee of any specific term, rate or result. Actual terms depend on verification of your debts, creditors, income and state of residence, and availability varies by state.
Consent to contact by call, text and email
By submitting the evaluation form and checking the consent box, you expressly authorize us and our partners to contact you at the phone number and email address you provided — including by autodialed or prerecorded calls, artificial voice messages and text messages (SMS) — regarding your inquiry, even if that number appears on a state or federal Do Not Call list. Consent is not a condition of any purchase or of receiving services. Message frequency varies and message and data rates may apply. Reply STOP to opt out of text messages, or HELP for help. You may withdraw consent at any time by contacting us at the email or phone number below.
Your responsibilities
- You must be at least 18 years old and a legal US resident to submit an inquiry.
- You agree that the information you provide is accurate, current and your own.
- You will not use the site for unlawful purposes, attempt to access accounts or data that are not yours, or interfere with the site’s operation.
Intellectual property
The FundMyDebt name, logo, site content and materials are owned by Golden Apes Co. and may not be copied, reproduced or used without written permission.
Third parties
We may refer you to, and share your information with, lenders, specialists and service providers who assist with your evaluation. Their services are governed by their own agreements and disclosures, and we are not responsible for their acts or omissions.
No professional advice
Nothing on this site is legal, tax, accounting or credit-repair advice. Consult a qualified professional about your specific circumstances.
Disclaimer and limitation of liability
The site is provided “as is” without warranties of any kind. To the maximum extent permitted by law, Golden Apes Co. is not liable for indirect, incidental, special or consequential damages arising from your use of the site or reliance on any estimate presented here.
Changes to these terms
We may update these terms at any time. Continued use of the site after an update means you accept the revised terms.
Contact us
Golden Apes Co.
Email: jean@radiantfinancial.org
Phone: (954) 621-2171
